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Super Bowl and Auto Insurance: The Safety Connection
As football fans across the country watch the Sunday, February 5, date with eager anticipation, the insurance industry has also marked the day in red. While there are certainly plenty of sports enthusiasts among corporations and agencies, there’s another reason for the circled calendar date – and it’s as valid as it comes.
“Sports fans around the world are bound to take part in the nationally broadcast event. Whether it’s in real time at the stadium in Houston, Texas, or watching the games with friends and/or family. at parties, bars or restaurants, you can be sure there will be plenty of camaraderie, as well as food and drink – including alcoholic ones. This is where the worry sets in,” comments a specialist in car insurance.
Of course, what this agent and others like him are referring to when it comes to the major national football league playoffs is that after drinking a lot, the fans will go home, with many drinkers behind the wheel and responsible for their own lives as well as the lives of their passengers and other motorists on the road.
“Studies indicate that partygoers who drink are implicated in many deaths, injuries and damages on the road”, reveals the same expert in car coverage. “And that’s not just bad news for those who operate all kinds of vehicles, including cars, trucks, motorcycles, etc., but also for those who write the policies that insure them.”
But with bad news comes good news!
In the commercial world related to the indemnity industry, there is automobile coverage that offers protection services to the insured motorist who does not want or need to return home after a party. These free bonuses for policyholders include a free taxi, car service or ride-sharing company that drives home participating auto or auto/boat/homeowner insurance members via payment clearing with a receipt.
Along with this incredible offer come other ideas that vehicle drivers as well as party planners would do well to follow.
Three smart tips for the sports party lover and party host
• Fans who intend to drink alcoholic beverages at a sports event should be proactive about safety BEFORE participating in social celebrations by designating an alternate non-drinking driver to drive and drive home.
• In general, those who host parties are not off the hook when it comes to responsibility and commitment. These hosts are advised to publish contact details for taxis and neighborhood car services, so that drivers have an alternative to getting home.
• Offerings at sports or other parties where alcohol is served should also include food and non-alcoholic beverages.
To find out more about insurance benefits that include door-to-door taxi service after gatherings where alcohol is served, contact an experienced independent insurance agent.
Oh yes, and after making the necessary arrangements, don’t forget to enjoy the game!
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